Every LPG Cylinder Comes With Rs 40 Lakh Insurance-But Do You Know That?
Even though I grabbed some information on the issue from here and there-even it is true but there is a ‘Catch’ in this. This insurance is applicable for ‘registered users’ only. But sources reveal that in India, almost 80% LPG cylinders are used by non-registered users, who, in case of any mishap, won’t be able to claim the insured amount. So only accidents involving registered users and also at registered places are covered. Also the insurance amount is not Rs. 40 lakhs in all cases across the board. The maximum amount is Rs. 40 lakhs.
Every LPG Cylinder Comes With Rs 40 Lakh Insurance-But Do You Know That?The actual amount is determined on case to case basis depending upon the circumstances of the case. In case any spurious i.e. non-ISI rubber tube, hot plate or any such other fitment is used then, no claim will be entertained. Then there are other terms and conditions like reporting the accidents immediately to the LPG distributor and lodging FIR etc. to be followed. That’s how insurance companies play games, when you submit your claims- no matter if it is an auto-accident claim or a health/hospital expenses claims. The insurance guys will sleuth you from top to bottom, till they are satisfied to reimburse your insurance claim. But no matter what, it’s always advisable to file an insurance claim when there is accident related to LPG cylinder blast. Don’t wait-File the claim at the earliest, after police report and other proceedings are done.
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